:root{
  --bg: #eaf6ff;
  --bg2:#f6fbff;
  --card:#ffffff;
  --text:#0f2033;
  --muted:#425b73;
  --line: rgba(10,35,55,.12);
  --accent:#2a7de1;
  --accent2:#63b3ff;
  --shadow: 0 18px 55px rgba(16,52,82,.12);
  --radius: 18px;
}

*{ box-sizing: border-box; }
html,body{ height:100%; }
body{
  margin:0;
  font-family: system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  color: var(--text);
  background:
    radial-gradient(900px 420px at 15% 10%, rgba(99,179,255,.35), transparent 55%),
    radial-gradient(900px 420px at 85% 0%, rgba(42,125,225,.18), transparent 60%),
    linear-gradient(180deg, var(--bg), var(--bg2));
  line-height: 1.55;
}

a{ color: inherit; text-decoration: none; }
a:focus{ outline: 2px solid rgba(42,125,225,.45); outline-offset: 3px; border-radius: 12px; }

.container{
  width: min(1120px, calc(100% - 2rem));
  margin: 0 auto;
}

.skip{
  position:absolute;
  left:-999px;
  top:10px;
  padding:.6rem .9rem;
  background:#fff;
  border:1px solid var(--line);
  border-radius: 12px;
}
.skip:focus{ left: 14px; z-index: 9999; }

.header{
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(246,251,255,.72);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line);
}
.header__inner{
  display:flex;
  align-items:center;
  justify-content: space-between;
  gap: 1rem;
  padding: .9rem 0;
}

.brand{
  display:flex;
  align-items:center;
  gap:.75rem;
  min-width: 240px;
}
.brand__logo{ color: var(--accent); }
.brand__text{ display:flex; flex-direction: column; }
.brand__name{ font-weight: 760; letter-spacing:.2px; }
.brand__tag{ font-size: .92rem; color: var(--muted); }

.nav{
  display:flex;
  align-items:center;
  gap: .4rem;
}
.nav a{
  padding: .55rem .7rem;
  border-radius: 12px;
  color: var(--muted);
  border: 1px solid transparent;
}
.nav a:hover{
  color: var(--text);
  border-color: var(--line);
  background: rgba(255,255,255,.7);
}

.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:.5rem;
  padding: .9rem 1.05rem;
  border-radius: 14px;
  border: 1px solid rgba(42,125,225,.22);
  background: linear-gradient(180deg, rgba(99,179,255,.26), rgba(42,125,225,.10));
  color: var(--text);
  box-shadow: 0 12px 28px rgba(16,52,82,.10);
}
.btn:hover{ border-color: rgba(42,125,225,.34); }
.btn--ghost{
  background: rgba(255,255,255,.75);
  border-color: var(--line);
  color: var(--muted);
  box-shadow: none;
}
.btn--ghost:hover{ color: var(--text); }
.btn--small{ padding: .6rem .8rem; }

.pill{
  display:inline-flex;
  align-items:center;
  gap:.5rem;
  padding: .35rem .6rem;
  border-radius: 999px;
  border: 1px solid rgba(42,125,225,.18);
  background: rgba(255,255,255,.7);
  color: var(--muted);
  margin: 0 0 .8rem;
  width: fit-content;
}

.hero{
  position: relative;
  padding: 4.0rem 0 2.7rem;
  overflow:hidden;
}
.hero__bg{
  position:absolute;
  inset:-40px -40px auto -40px;
  height: 360px;
  background:
    radial-gradient(560px 260px at 20% 45%, rgba(99,179,255,.22), transparent 62%),
    radial-gradient(680px 300px at 70% 25%, rgba(42,125,225,.12), transparent 60%);
  pointer-events:none;
}
.hero__grid{
  position: relative;
  display:grid;
  grid-template-columns: 1.2fr .95fr;
  gap: 1.2rem;
  align-items: start;
}
.hero h1{
  margin: 0 0 .7rem;
  font-size: clamp(2.0rem, 3.6vw, 3.1rem);
  line-height: 1.12;
  letter-spacing: .2px;
}
.hero p{ margin: 0 0 1.2rem; color: var(--muted); max-width: 62ch; }
.hero__actions{ display:flex; gap:.7rem; flex-wrap: wrap; margin-bottom: 1.2rem; }

.hero__bullets{
  list-style:none;
  padding: 0;
  margin: 0;
  display:grid;
  gap: .65rem;
  max-width: 62ch;
}
.hero__bullets li{
  display:flex;
  gap:.6rem;
  align-items:flex-start;
  padding: .7rem .75rem;
  border: 1px solid rgba(10,35,55,.10);
  border-radius: 16px;
  background: rgba(255,255,255,.78);
}
.icon{
  width: 28px;
  height: 28px;
  display:grid;
  place-items:center;
  border-radius: 12px;
  border: 1px solid rgba(42,125,225,.18);
  background: rgba(99,179,255,.18);
  color: var(--accent);
}

.hero__card{
  background: rgba(255,255,255,.82);
  border: 1px solid rgba(10,35,55,.10);
  border-radius: 22px;
  box-shadow: var(--shadow);
  padding: 1.1rem 1.05rem;
}
.hero__cardTop{
  display:flex;
  align-items:flex-start;
  justify-content: space-between;
  gap: 1rem;
  margin-bottom: .8rem;
}
.kicker{
  margin: 0 0 .2rem;
  font-size: .9rem;
  color: var(--muted);
}
.hero__card h2{ margin: 0; font-size: 1.25rem; }
.badge{ color: var(--accent); opacity: .95; }

.steps{
  margin: .6rem 0 0;
  padding-left: 1.2rem;
  color: var(--muted);
}
.steps li{ margin: .55rem 0; }
.steps strong{ color: var(--text); }

.hero__note{
  margin-top: .9rem;
  padding: .85rem .9rem;
  border-radius: 16px;
  border: 1px solid rgba(42,125,225,.14);
  background: rgba(99,179,255,.12);
  color: var(--muted);
}

.section{ padding: 3.1rem 0; }
.section--alt{
  background: rgba(255,255,255,.55);
  border-top: 1px solid rgba(10,35,55,.08);
  border-bottom: 1px solid rgba(10,35,55,.08);
}
.section__head{ margin-bottom: 1.2rem; }
.section__head h2{ margin: 0 0 .35rem; font-size: 1.9rem; }
.section__head p{ margin: 0; color: var(--muted); }

.cards{
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
}
.card{
  background: rgba(255,255,255,.85);
  border: 1px solid rgba(10,35,55,.10);
  border-radius: 22px;
  padding: 1.05rem;
  box-shadow: 0 14px 34px rgba(16,52,82,.10);
}
.card__icon{
  width: 44px;
  height: 44px;
  border-radius: 16px;
  display:grid;
  place-items:center;
  border: 1px solid rgba(42,125,225,.16);
  background: rgba(99,179,255,.14);
  color: var(--accent);
  margin-bottom: .75rem;
}
.card h3{ margin: 0 0 .4rem; font-size: 1.2rem; }
.card p{ margin: 0; color: var(--muted); }

.grid2{
  display:grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1rem;
}
.panel{
  background: rgba(255,255,255,.78);
  border: 1px solid rgba(10,35,55,.10);
  border-radius: 22px;
  padding: 1.05rem;
  box-shadow: 0 12px 28px rgba(16,52,82,.08);
}
.panel h3{ margin: 0 0 .3rem; }
.panel p{ margin: 0 0 .7rem; color: var(--muted); }
.list{ margin: 0; padding-left: 1.1rem; color: var(--muted); }
.list li{ margin: .35rem 0; }

.partnerRow{
  display:grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1rem;
}
.partnerCard{
  display:block;
  background: rgba(255,255,255,.88);
  border: 1px solid rgba(10,35,55,.10);
  border-radius: 22px;
  padding: 1rem;
  box-shadow: 0 14px 34px rgba(16,52,82,.10);
  transition: transform .12s ease, box-shadow .12s ease;
}
.partnerCard:hover{
  transform: translateY(-2px);
  box-shadow: 0 18px 46px rgba(16,52,82,.14);
}
.partnerCard__top{
  display:flex;
  align-items:center;
  justify-content: space-between;
  gap: .8rem;
  margin-bottom: .9rem;
}
.partnerCard__pill{
  display:inline-flex;
  align-items:center;
  padding: .3rem .55rem;
  border-radius: 999px;
  border: 1px solid rgba(42,125,225,.16);
  background: rgba(99,179,255,.14);
  color: var(--muted);
  font-size: .92rem;
}
.partnerCard__label{
  color: var(--muted);
  font-size: .95rem;
}
.partnerCard__main{
  display:grid;
  gap: .75rem;
}
.partnerCard__img{
  display:block;
  height: 32px;
  width: auto;
}
.partnerCard__svg{
  display:block;
  max-width: 100%;
  height: 44px;
  color: rgba(15,32,51,.88);
}
.partnerCard__text{
  margin: 0;
  color: var(--muted);
}

.tips{
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
}
.tip{
  background: rgba(255,255,255,.78);
  border: 1px solid rgba(10,35,55,.10);
  border-radius: 22px;
  padding: 1.05rem;
  box-shadow: 0 12px 28px rgba(16,52,82,.08);
}
.tip h3{ margin: 0 0 .35rem; }
.tip p{ margin: 0; color: var(--muted); }

.cta{
  margin-top: 1.2rem;
  display:flex;
  align-items:center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.2rem 1.1rem;
  border-radius: 26px;
  border: 1px solid rgba(42,125,225,.16);
  background:
    radial-gradient(900px 240px at 20% 10%, rgba(99,179,255,.22), transparent 60%),
    rgba(255,255,255,.72);
}
.cta__text h2{ margin: 0 0 .25rem; font-size: 1.6rem; }
.cta__text p{ margin: 0; color: var(--muted); max-width: 62ch; }

.footer{
  border-top: 1px solid rgba(10,35,55,.10);
  padding: 1.25rem 0;
  background: rgba(246,251,255,.78);
}
.footer__inner{
  display:flex;
  align-items:center;
  justify-content: space-between;
  gap: 1rem;
  flex-wrap: wrap;
}
.footer__copy, .footer__meta{ margin: 0; color: var(--muted); }

@media (max-width: 980px){
  .hero__grid{ grid-template-columns: 1fr; }
  .cards{ grid-template-columns: 1fr; }
  .grid2{ grid-template-columns: 1fr; }
  .tips{ grid-template-columns: 1fr; }
  .partnerRow{ grid-template-columns: 1fr; }
  .nav{ display:none; }
}